Ross: PHFA now offering foreclosure assistance

State Rep. Chris Ross (R-158).

HARRISBURG – Rep. Chris Ross (R-Chester) would like to inform residents that the federal Department of Housing and Urban Development is offering assistance for families facing foreclosure.  The Emergency Homeowners’ Loan Program, managed by the Pennsylvania Housing Finance Agency (PHFA), is available for those who are delinquent on their mortgage payments.

The Emergency Homeowners’ Loan Program will provide up to $50,000 for homeowners whose income is cut by 15 percent or more due to job loss, job reduction or medical expenses and are at least three months behind on their mortgage payments.

In order to be eligible to receive assistance, a homeowner must reside in the mortgaged property as his or her principal residence.  The property must be a single-family residence in a one- to four-unit structure or condominium.  Homeowners who remain in their homes for a number of years following the loan period may have all or part of the loan forgiven.

To apply for assistance, a homeowner must contact the PHFA at 610-270-1999 for detailed instructions.

Emergency mortgage assistance funding will be available until Sept. 30.  For a complete list of information needed to apply for assistance and more information on the Emergency Homeowners’ Loan Program, call Ross’s district office at (610) 925-0555 or visit

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